If you’ve ever driven your car through heavy rains in India, you know what it’s like to be stuck in a traffic jam for hours at a stretch. As the AC is running to keep you cool, you silently hope that your car doesn’t run out of fuel or battery power.
The fact is, your car has no love for the monsoon. Rains can cause a lot of problems for your vehicles- some visible and some behind the scenes- and it’s essential you take certain precautions to ensure you don’t lose money or compromise on the safety of you or your loved ones.
While a comprehensive car insurance policy is essential for every car owner, the monsoon creates the need for some add-on protection. You can get this in the form of add-ons to your car insurance policy called riders. It’s important to know what these are even before you buy your policy, because it’s always possible to add it at a later stage.
Since car insurance can help reduce the impact of monsoon damage, it is prudent to make a claim. However, to avoid losing the NCB benefit, get the NCB protector, or the No Claim Bonus protector rider. This add-on covers ensures that you don’t lose your benefit even if you make up to 2 claims in a year.
So when you’re looking for the perfect policy to give you, your loved ones and your vehicle 360%u02DA protection, the right insurance riders can help protect you against all possible situations- including the turbulent Indian monsoons.
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With 56 road accidents and 16 resultant deaths occurring every hour in 2014, 27.3% of which involve two wheelers, it has never been a better time to learn more about the precautions you can take to rider safer.