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Articles / Life Insurance

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Should you buy Ulip? Find out

Read on to decide if ULIPs are the right choice for you

How to read benefit illustration of Ulip

Did you know the Insurance Regulatory and Development Authority of India (IRDAI) mandates all life insurance companies to provide a 'Benefit Illustration' (BI) to the prospective buyers of unit linked insurance plans (Ulips).

Important things to know about paying life insurance premium

Learn everything there is to know about paying life insurance premium

How Ulip can help in meeting long-term goals

Learn how ULIPs can help you meet long-term goals

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Top 6 factors that affect how Life Insurance premium is calculated

Have you ever wondered why you are asked to pay lesser premium than your friend or family member? To end the confusion, we have prepared a list of factors that affect how life insurance premium is calculated.

Life Insurance for stay-at-home parents

One should never underestimate the financial value of a stay-at-home parent. After all, there is also an opportunity cost associated with their decision to stay at home.

Whole life policies for dummies: are they a good way to insure your family?

In case of whole life insurance, policy benefits are not restricted to a fixed term & extend to the entire lifetime of the policyholder.

Did you know you can avail a loan against your insurance policy?

Loan against insurance policies is a good option in case funds are required in an emergency situation and can be a better alternative to a personal loan or a credit card loan or asking friends/relatives for financial help. But are they always a good idea?

How much cover is enough?

Deciding whether to take up life insurance is the easy part. Working out how much cover you need can be the tricky part.

Term vs whole life insurance

You’ve decided to provide financial security for your family and subscribe to a life insurance policy, but are stuck in the age-old debate – Term or Whole Life insurance?

Insurance clauses decoded

An insurance company is required to ascertain the validity of the facts presented to it within three years of issuance of the policy.

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