Banking services play a crucial part in our everyday lives. Bank holidays affect your ability to conduct a transaction via a branch and hence it is imperative to be aware of the various holidays to ensure seamless transactions.
Banks remain un-operational on the second and fourth Saturday of every month and on all Sundays. Additionally, RBI has a list of state-specific holidays when banks remain shut.
Bank Holidays in India are classified as National Holidays or State/ Central government holidays. Republic Day, Independence Day and Gandhi Jayanti are the only three National holidays. All other holidays are state-specific.
Here is a list of holidays as outlined by the RBI for 2020:
| Date | Day | Holiday | States |
|---|---|---|---|
| 1st January 2020 | Wednesday | New Year's Day | Meghalaya, Mizoram, Manipur, Sikkim, Tamil Nadu |
| 2nd January 2020 | Thursday | New Year Holiday/Guru Gobind Singh Jayanti | Mizoram/Chandigarh |
| 7th January 2020 | Tuesday | Imoinu Iratpa | Manipur |
| 8th January 2020 | Wednesday | Gaan-Ngai | Manipur |
| 14th January 2020 | Tuesday | Makar Sankranti | Gujarat |
| 15th January 2020 | Wednesday | Pongal/Makar Sankranti/Magh Bihu | Karnataka, Assam, Telangana, Andhra Pradesh, Tamil Nadu |
| 16th January 2020 | Thursday | Thiruvalluvar Day | Tamil Nadu |
| 17th January 2020 | Friday | Uzhavar Thirunal | Tamil Nadu |
| 23rd January 2020 | Thursday | Netaji Subhash Chandra Bose Jayanti | Tripura, West Bengal |
| 25th January 2020 | Saturday | Saraswati Puja/ Basant Panchami | Tripura, Odisha, West Bengal |
| 26th January 2020 | Sunday | Republic Day | All States |
| 15th February 2020 | Saturday | Lui-Ngai-Ni | Manipur |
| 19th February 2020 | Wednesday | Chhatrapati Shivaji Maharaj Jayanti | Maharashtra |
| 20th February 2020 | Thursday | State Day | Mizoram |
| 21st February 2020 | Friday | Maha Shivratri | National except for Tripura, Mizoram, Assam, Sikkim, Manipur, West Bengal, New Delhi, Goa, Bihar, Meghalaya, Tamil Nadu |
| 24th February 2020 | Monday | Sonam Losar | Sikkim |
| 6th March 2020 | Friday | Chapchar Kut | Mizoram |
| 9th March 2020 | Monday | Holika/ Hazrat Ali Jayanti | Uttar Pradesh, West Bengal, Andhra Pradesh, Telangana, Jammu, Assam, Uttarakhand, Jharkhand |
| 10th March 2020 | Tuesday | Holi(second day) | National except for Tripura, West Bengal, Karnataka, Tamil Nadu, Assam, Telangana, Jammu, Kerala, and Kashmir |
| 11th March 2020 | Wednesday | Holi | Bihar |
| 25th March 2020 | Wednesday | Gudi Padwa/ Ugadi | Maharashtra, Karnataka, Tamil Nadu, Telangana, Andhra Pradesh, Manipur, Jammu, Kashmir, Goa |
| 27th March 2020 | Friday | Sarhul | Jharkhand |
| 01st April 2020 | Wednesday | Annual closing of banks | Pan India |
| 2nd April 2020 | Thursday | Ram Navami | National except for West Bengal, Tripura, Sikkim, Assam, Goa, Jammu, Kashmir, New Delhi, Chhattisgarh, Karnataka, Kerala, Manipur, Tripura, Meghalaya, Mizoram, Tamil Nadu |
| 06th April 2020 | Monday | Mahavir Jayanti | Tamil Nadu, Madhya Pradesh, Maharashtra, Gujarat, Karnataka, Punjab, Rajasthan, Uttar Pradesh, New Delhi, Chhattisgarh, Jharkhanda |
| 10th April 2020 | Friday | Good Friday | National except for Tripura, Gujarat, Assam, Rajasthan, Jammu, Himachal Pradesh, Kashmir |
| 13th April 2020 | Monday | Biju Festival/Bohag Bihu/Cheiraoba/Baisakhi | Tripura, Assam, Manipur, Jammu, Kashmir |
| 14th April 2020 | Tuesday | Dr. Babasaheb Ambedkar Jayanti/Bengali New Year’s Day/Tamil New Year's Day/Bohag Bihu/Vishu | National except for Mizoram, Madhya Pradesh, Punjab, Manipur, New Delhi, Chhattisgarh, Meghalaya, Himachal Pradesh |
| 15th April 2020 | Wednesday | Bohag Bihu/Himachal Day | Assam/ Himachal Pradesh |
| 20th April 2020 | Monday | Garia Puja | Tripura |
| 25th April 2020 | Saturday | Bhagvan Shree Parshuram Jayanti | Gujarat |
| 01st April 2020 | Wednesday | Annual closing of banks | Pan India |
| 01st May 2020 | Friday | Maharashtra Din/May Day (Labour Day) | Maharashtra, Karnataka, Tamil Nadu, Assam, Telangana, Manipur, Kerala, West Bengal, Goa, Bihar |
| 07th May 2020 | Thursday | Buddha Pournima | Tripura, Mizoram, Maharashtra, Madhya Pradesh, Punjab, Uttarakhand, Jammu, Uttar Pradesh, West Bengal, New Delhi, Himachal Pradesh, Kashmir, Chhattisgarh, Jharkhand |
| 08th May 2020 | Friday | Birthday of Rabindranath Tagore | West Bengal |
| 21st May 2020 | Thursday | Shab-I-Qadr | Jammu, Kashmir |
| 22nd May 2020 | Friday | Jumat-ul-Vida | Jammu, Kashmir |
| 25th May 2020 | Monday | Ramzan Id (Id-Ul-Fitr) (Shawal-1) | National except for Kerala |
| 05th June 2020 | Friday | Saga Dawa | Assam |
| 15th June 2020 | Monday | Y.M.A. Day/Raja Sankranti | Mizoram/Odisha |
| 18th June 2020 | Thursday | Guru Hargobind Ji's Birthday | Jammu, Kashmir |
| 23rd June 2020 | Tuesday | Ratha Yatra | Odisha |
| 30th June 2020 | Tuesday | Remna Ni | Mizoram |
| 08th July 2020 | Wednesday | Beh Dienkhlam | Meghalaya |
| 13th July 2020 | Monday | Bhanu Jayanti | Assam |
| 14th July 2020 | Tuesday | Ker Puja | Tripura |
| 17th July 2020 | Friday | U Tirot Sing Day | Meghalaya |
| 24th July 2020 | Friday | Drukpa Tshechi | Assam, Meghalaya |
| 31st July 2020 | Friday | Bakrid | Jammu, Kashmir, Kerala |
| 01st August 2020 | Saturday | Bakri ID (Id-Ul-Zuha) | National except for Punjab, Sikkim, Kerala, Goa |
| 03rd August 2020 | Monday | Raksha Bandhan | Gujarat, Uttarakhand, Rajasthan, Uttar Pradesh |
| 11th August 2020 | Tuesday | Sri Krishna Janmashtami | Odisha, Telangana, Tamil Nadu, Bihar |
| 12th August 2020 | Wednesday | Janmashtami | Gujarat, Madhya Pradesh, Punjab, Uttarakhand, Rajasthan, Jammu, Uttar Pradesh, Chhattisgarh, Jharkhand, Meghalaya, Himachal Pradesh, Kashmir |
| 13th August 2020 | Thursday | Patriot's Day | Manipur |
| 15th August 2020 | Wednesday | Independence Day | Pan India |
| 20th August 2020 | Thursday | Tithi of Srimanta Sankardeva | Assam |
| 21st August 2020 | Friday | Teej (Haritalika) | Sikkim |
| 22nd August 2020 | Saturday | Ganesh Chaturthi/Samvatsari (Chaturthi Paksha)/Vinayakar Chaturthi | Gujarat, Maharashtra, Tamil Nadu, Telangana, Goa |
| 29th August 2020 | Saturday | Karma Puja/Ashoora | Jammu, Kashmir, Jharkhand |
| 31st August 2020 | Monday | Indrajatra/Thiruvonam | Assam, Kerala |
| 02nd September 2020 | Wednesday | Pang-Lhabsol/Sree Narayana Guru Jayanthi | Sikkim, Kerala |
| 17th September 2020 | Thursday | Mahalaya Amavasya | Tripura, Karnataka, West Bengal |
| 21st September 2020 | Monday | Sree Narayana Guru Samadhi Day | Kerala |
| 02nd October 2020 | Friday | Mahatma Gandhi Jayanti | Pan India |
| 17th October 2020 | Saturday | Kati Bihu/Mera Chaoren Houba of Lainingthou Sanamahi | Assam, Manipur |
| 23rd October 2020 | Friday | Durga Puja/Dussehra (Maha Saptami) | Tripura, West Bengal, Meghalaya |
| 24th October 2020 | Saturday | Durga Puja/Dussehra (Mahanavami)/(Maha asthmi) | Tripura, Assam, Telangana, Manipur, Uttar Pradesh, Kerala, West Bengal, Bihar, Jharkhand, Meghalaya |
| 26th October 2020 | Monday | Durga Puja (Vijayadashami)/Accession Day | Tripura, Karnataka, Odisha, Tamil Nadu, Sikkim, Assam, Jammu, Kerala, West Bengal, Bihar, Kashmir |
| 27th October 2020 | Tuesday | Durga Puja | Sikkim |
| 28th October 2020 | Wednesday | Durga Puja | Sikkim |
| 29th October 2020 | Thursday | Durga Puja/Milad-i-Sherif (Birthday of Prophet Muhammed) | Sikkim, Jammu, Kerala, Kashmir |
| 30th October 2020 | Friday | Id-E-Milad (Milad-un-Nabi)/Friday following Eid-i-Milad-ul-Nabi/Baravafat/Lakshmi Puja | National except for Mizoram, Odisha, Punjab, Sikkim, Rajasthan, Assam, Kerala, Goa, Bihar, Meghalaya, Himachal Pradesh |
| 31st October 2020 | Saturday | Sardar Vallabhbhai Patel’s Birthday/Maharishi Valmiki Jayanthi/Kumar Purnima | Gujarat, Karnataka, Odisha, Himachal Pradesh |
| 06th November 2020 | Friday | Wangala Festival | Meghalaya |
| 14th November 2020 | Saturday | Diwali Amavasaya (Laxmi Pujan)/Kali Puja | National except for Tripura, Mizoram, Karnataka, Odisha, Sikkim, Manipur |
| 16th November 2020 | Monday | Diwali (Balipratipada)/Laxmi Puja/Bhaidooj/Chitragupt Jayanti/Vikram Samvat New Year Day | Gujarat, Maharashtra, Karnataka, Sikkim, Uttar Pradesh |
| 17th November 2020 | Tuesday | Laxmi Puja/Deepawali/Ningol Chakkouba | Sikkim, Manipur |
| 18th November 2020 | Wednesday | Laxmi Puja/Deepawali | Sikkim |
| 20th November 2020 | Friday | Chhath Puja | Bihar, Jharkhand |
| 21st November 2020 | Saturday | Chhath Puja | Bihar |
| 23rd November 2020 | Monday | Seng Kutsnem | Meghalaya |
| 30th November 2020 | Monday | Guru Nanak Jayanti/Kartika Purnima/Rahasa Purnima | National except for Tripura, Gujarat, Karnataka, Sikkim, Assam, Manipur, Tamil Nadu, Kerala, Goa, Meghalaya |
| 03rd December 2020 | Thursday | Kanakadasa Jayanthi/Feast of St. Francis Xavier | Karnataka, Goa |
| 12th December 2020 | Saturday | Pa-Togan Nengminza Sangma | Meghalaya |
| 17th December 2020 | Thursday | Losoong/Namsoong | Sikkim |
| 18th December 2020 | Friday | Death Anniversary of U SoSo Tham/Losoong/Namsoong | Sikkim, Meghalaya |
| 19th December 2020 | Saturday | Goa Liberation Day | Goa |
| 24th December 2020 | Thursday | Christmas Festival | Mizoram, Meghalaya |
| 25th December 2020 | Friday | Christmas | Pan India |
| 26th December 2020 | Saturday | Christmas Festival | Meghalaya |
| 30th December 2020 | Wednesday | U Kiang Nangbah | Meghalaya |
| 31st December 2020 | Thursday | New Year's Eve | Mizoram |
In addition to the three National Holidays mentioned above, Annual banks closing (April 01), Good Friday (April 19), Bakri Eid (August 22) and Christmas (25th December) are the only seven days when NEFT and RTGS transactions will not be possible.
On all other days, customers can digitally transact via NEFT and IMPS on a 24/7 basis, and RTGS from 7 am to 6 pm for transfers above Rs 2 lakh. Please check with your bank to confirm the transaction timings and applicability of holidays.
