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Top 6 factors that affect how Life Insurance premium is calculated

Have you ever wondered why you are asked to pay lesser premium than your friend or family member? To end the confusion, we have prepared a list of factors that affect how life insurance premium is calculated.

Switch Options in ULIPs

Switching options in ULIPs, if used wisely, can help you get the most out of your investments.

How much cover is enough?

Deciding whether to take up life insurance is the easy part. Working out how much cover you need can be the tricky part.

4 reasons why Child Plans make good sense

A glimpse into the features of a Child Plan.

Did you know you can avail a loan against your insurance policy?

Loan against insurance policies is a good option in case funds are required in an emergency situation and can be a better alternative to a personal loan or a credit card loan or asking friends/relatives for financial help. But are they always a good idea?

Macro economic view of life insurance industry in India [Infographic]

A look at how major micro-economic changes in GDP, savings-investment models and IRDAI policies have impacted India's economy and the penetration of the Life Insurance industry from 2000-2015.

Do not skip Accidental Death Benefit rider

Incidents of reckless driving and uncertain terrains have made every day travel risky. Road accidents often lead to death or permanent disability and insuring yourself against accidents is indeed a sensible option.

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