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Top 6 factors that affect how Life Insurance premium is calculated

Have you ever wondered why you are asked to pay lesser premium than your friend or family member? To end the confusion, we have prepared a list of factors that affect how life insurance premium is calculated.

Five essential things to consider when choosing a ULIP

Awareness is the first step towards making effective decisions. Appreciating all the nuances of a powerful financial product like a ULIP will help you to decide the perfect plan for you.

4 reasons why Child Plans make good sense

A glimpse into the features of a Child Plan.

How much cover is enough?

Deciding whether to take up life insurance is the easy part. Working out how much cover you need can be the tricky part.

Are you aware about the 4 essential Life Insurance riders?

The scope of an insurance policy is sometimes not sufficient to ensure your family’s financial security. However, you can fortify your insurance plan by buying an additional cover for extraordinary circumstances. These add-ons are called riders.

Life Insurance for stay-at-home parents

One should never underestimate the financial value of a stay-at-home parent. After all, there is also an opportunity cost associated with their decision to stay at home.

Did you know you can avail a loan against your insurance policy?

Loan against insurance policies is a good option in case funds are required in an emergency situation and can be a better alternative to a personal loan or a credit card loan or asking friends/relatives for financial help. But are they always a good idea?

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