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Top 6 factors that affect how Life Insurance premium is calculated

Have you ever wondered why you are asked to pay lesser premium than your friend or family member? To end the confusion, we have prepared a list of factors that affect how life insurance premium is calculated.

Five essential things to consider when choosing a ULIP

Awareness is the first step towards making effective decisions. Appreciating all the nuances of a powerful financial product like a ULIP will help you to decide the perfect plan for you.

Life Insurance for stay-at-home parents

One should never underestimate the financial value of a stay-at-home parent. After all, there is also an opportunity cost associated with their decision to stay at home.

Did you know you can avail a loan against your insurance policy?

Loan against insurance policies is a good option in case funds are required in an emergency situation and can be a better alternative to a personal loan or a credit card loan or asking friends/relatives for financial help. But are they always a good idea?

Whole life policies for dummies: are they a good way to insure your family?

In case of whole life insurance, policy benefits are not restricted to a fixed term & extend to the entire lifetime of the policyholder.

4 reasons why Child Plans make good sense

A glimpse into the features of a Child Plan.

Term vs whole life insurance

You’ve decided to provide financial security for your family and subscribe to a life insurance policy, but are stuck in the age-old debate – Term or Whole Life insurance?

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