- Date : 10/11/2023
- Read: 3 mins
A list of some of the important financial deadlines for November 2023. Have a look and comply within the due date.
Income tax, investments, insurance – deadlines are common in all money matters. A part of astute financial planning is to keep track of all financial deadlines. To help your cause, here is a list of important financial dates for November 2023.
Submit your Jeevan Pramaan Patra as it is mandatory for receiving pensions on time
Festive season FDs are offering around 7.5 to 8% interest this month
Monthly TDS deadlines for deposit and certificate are approaching too
Live and Let Know
Jeevan Praman Patra or life certificate is an important requirement for pensioners. All pensioners are required to submit this document once a year. The deadline for the same is 30 November 2023. It is submitted by the senior citizen pensioner at the office of the authorised pension disbursing agency, typically banks and post offices. Making this task simpler is the Jeevan Pramaan portal and mobile app, through which a pensioner can generate the digital life certificate.
FD Offers Ending Soon
The HDFC Bank Senior Citizen Care FD is valid till 7 November 2023. This FD offers an additional interest of 0.75% to resident senior citizens. It is available for deposits below Rs 5 crores, for a tenure of five years and one day to ten years.
Punjab and Sindh Bank’s Dhan Lakshmi FD for 444 days remain valid till 30 November 2023 only. It is offering an interest rate of 7.4%, which increases to 7.9% for senior citizens and 8.05% for super senior citizens.
IDBI Bank’s festive FD scheme, the Amrit Mahotsav Callable FD is also valid till 30 November 2023. Available for 375-day and 444-day options, the interest rates offered to senior citizens are 7.6% and 7.65% respectively.
Income Tax Due Dates
Here are the important due dates and deadlines for various income tax activities –
The due date for depositing tax deducted and collected is 7 November 2023.
The last date for issuing TDS certificates for September 2023 is 14 November 2023. This is applicable for TDS deducted under sections 194-IA, 194-IB, 194M and 194S.
Quarterly TDS certificates for payments other than salary made for the quarter ending 30 September 2023 have to be furnished by 15 November 2023.
By 30 November 2023, challan-cum-statement for tax deducted during October 2023 under sections 194-IA, 194-IB, 194M and 194S must be furnished.
30 November 2023 is also the ITR filing deadline day for charitable trusts, religious institutions, and professional bodies.
Do check the Income Tax department website for several other deadlines falling during this month.
If any of these money matters apply to you, make a note of these reminders. This will make sure that you don’t forget to declare, invest and submit within the timelines mentioned.
Click here for the latest articles on Financial Planning