EPFO interest rate fixed at 8.15%. Here’s how to check your balance.

Date : 27/07/2023
Read: 3 mins

Curious about the EPFO's 8.15% EPF interest rate announcement? Read the complete article to discover when it will be credited and how to check your balance.

Attention EPF holders! Exciting news awaits as the government has approved an impressive 8.15% interest rate for the Employees Provident Fund scheme (EPF scheme) in the financial year 2022-23. This means your hard-earned money is set to grow significantly. By when can you expect this interest to be credited? And how can you conveniently check your passbook for your PF balance? In this article, we will delve into the details of when you can anticipate the EPF rate to be credited and explore various methods to check your PF balance, ensuring you stay informed and in control of your finances.

Government approves the 8.15% EPF interest rate.
EPF interest is credited at the end of the financial year.
Check PF balance via SMS: 'EPFOHO UAN ENG'.
Check PF balance via missed call: 011-22901406 or 9966044425.

Also Read: Here's How much the EPFO increased the EPF interest rate?

When will EPF interest be credited?

EPF contributions are credited monthly, interest is calculated monthly, and the total interest for the year is credited in one go at the end of the financial year.

How to check your PF balance?

There are several methods to check your PF balance:

Method 1: To check your PF balance, you can send an SMS to 7738299899 from your registered mobile number. The format for sending the SMS is: ‘EPFOHO UAN ENG’.

Method 2: To check your PF balance, you can give a missed call to 011-22901406 or 9966044425.

Method 3: Given below is a step-by-step guide to check the EPF balance in the passbook

Go to the EPFO website: Visit the official website of the Employees' Provident Fund Organization (EPFO) at epfindia.gov.in.

Click on "Services": On the homepage, click on the "Services" tab.

Select "For Employees": Under the "Services" tab, click on the "For Employees" option.

Click on "Member Passbook": A new page will open. Under the "Services" section, click on the "Member Passbook" option.

Enter your UAN and password: On the login page, enter your UAN and password. You can also answer the captcha code to verify your identity.

Click on "Login": Once you have entered your UAN and password, click on the "Login" button.

View your EPF balance: You will be directed to your EPF account, where you can view your balance, contributions, and interest earned.

Note: It is worth mentioning here that the PF balance can also be checked on the Umang mobile application

Also Read: Now get all your EPFO-related queries addressed through WhatsApp

EPF accounts to earn 8.15% interest

The Employees' Provident Fund Organisation i.e. EPFO has communicated an interest rate of 8.15% for Employees' Provident Fund accounts in the financial year 2022-23. The EPFO has announced interest rate on EPF accounts via circular on July 24, 2023.