UPI Activation With Adhaar In Google Pay: All You Need To Know About Setting Up UPI Without Using A Debit Card

Now, you can activate your UPI with Aadhaar without requiring a debit card. You can set UPI PIN and start making transactions and checking your balance.

UPI Google Pay With Adhaar
  • Google Pay has now enabled users to create Aadhaar-based UPI. Many banks now have access to this feature, which provides easy and secure transactions. 

  • UPI activation can be done with Aadhaar without using a debit card. 

  • It is done through the National Payments Corporation of India (NPCI). 

  • The Aadhaar-based UPI onboarding process encourages a large user base to set up UPI IDs and enjoy digital payments.x


Google Pay is a mobile-based payment service that enables you to activate your UPI through your Aadhaar. You can easily register for Aadhaar-based UPI through the National Payments Corporation of India (NPCI). You won’t need a debit card to set your UPI PIN. Several banks have access to these features, which made UPI easy for Bank account customers. 

Also Read: How online payments are more secure via UPI wallets. 

How to activate UPI through Aadhaar

Before starting the process of UPI activation, you must ensure that the phone number you are using is registered with the UIDAI and your bank account. The bank account should also be linked to your Aadhaar to facilitate UPI activation. Here are the steps you can follow to activate UPI on your phone. 

Step 1: Open Google Pay and select Aadhaar-based UPI onboarding. 

Step 2: Enter the first six digits of your Aadhaar number. You will get an OTP from the bank and UIDAI to verify your authentication process. 

Step 3: The bank will verify the process and allow you to set your UPI PIN. 

Moreover, when you enter six digits of your Aadhaar, it is sent for validation to UIDAI through NPCI. It verifies your Aadhaar’s security and does not store or retain your Aadhaar number. 

Also ReadEverything you need to know about UPI.

How can you create a UPI Number?

UPI number is an 8-10 digit number that allows you to send or receive payments. You can create up to three UPI numbers regardless of the app you use. Here are the steps to create your UPI number. 

Step 1: Open Google Pay, and from the top right, select your profile picture. 

Step 2: Choose your bank account under the payment method option.

Step 3: Move to the "Manage UPI Number" option and follow the on-screen steps. 

Digital payments have enormously increased in the last few years. Many banks are ready to follow this UPI Aadhaar feature to increase inclusiveness and allow more users to set up UPI easily. This will enable users to activate their UPI account and enjoy facilities such as checking account balances and monetary transactions. 

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