The Use Of National Common Mobility Card

Date : 18/09/2023
Read: 3 mins

With digitisation, the idea of one nation one card has been brought up with the use of the national common mobility card. Read on!

Digital payments have already eased the process of transferring and paying. The idea of cashless payments is advantageous for a lot of reasons. Add to that the national common mobility card, which aims to focus on its motto of one nation one card. The idea behind the NCMC is to smoothen travel in public transport. So, here’s everything you should know about it.

Highlights:

1. Looking at the use of the national common mobility card in the country.

2. Understanding the process of NCMC’s working and the idea behind One Nation, One Card.

3. The expansion of the card’s use and its availability in different states or their transport systems.

Use of national common mobility card

The NCMC card's objective is to provide a seamless contactless transportation solution using the RuPay platform, which was created by the National Payments Corporation of India. It comes in different types, including prepaid, debit, or credit RuPay cards, and has garnered significant attention with the participation of 25 banks, such as the SBI, PNB, and Paytm Payments Bank.

Also, prominent international payment companies like Mastercard and Visa have shown interest in potential collaborations, enabling their branded NCMCs to be issued through partner banks.

Also Read: How Digital Payment Methods Are Changing The Face Of Indian Economy?

How does NCMC work?

This card safely holds user data and permits data transfer when placed near compatible readers with the help of a chip. This chip that is installed in the card is called the NFC chip. To initiate its usage, individuals need to associate the card with their bank account or digital wallet.

Encrypted NFC communication guarantees transaction privacy and security, while ongoing updates provide users with expenditure details and their remaining balance. The NCMC card depends on the RuPay platform established by the National Payments Corporation of India (NPCI).

The expansion of NCMC in cities

With this, commuters can utilise their mobile phones to gain access to or exit Delhi metro stations on the designated routes. This national common mobility card, commonly referred to as the 'One Nation One Card,' is a systematic transportation card created to enable passengers to conveniently pay for various transportation expenses, encompassing metro and bus services, using a unified card.

Also Read: Unified Payments Interface & The World

Conclusion

The national common mobility card is one step forward in turning India into a digital nation. The use of NCMC removes the hassle associated with standing in lines for tickets and tokens. And this article is your simple guide to understanding the use of the card.