TomorrowMakers ™

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Lapsed Policy

The policy for which the benefits to the insured have been terminated because of non payment of premium amount on the due date or even after the grace period.

Limited Pay Policy

A type of insurance policy wherein the policy holder can pay premium for a fixed number of years and then not pay for the remaining years of the policy or his/her life.

Life Assured

The person whom an insurance policy protects. For example, the Life Assured is the person whose life is insured by a Life Insurance policy and whose nominees will receive a pay-out in case of his/her death.


An amount that the insurance company factors into the cost of premium to cover the operational costs of the company.

Health Insurance Riders


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