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Securities are stocks or bonds that are issued by corporate or government entities.

Speculative Risk

A type of risk which, when undertaken, results in an indeterminate amount of gain or loss. These risks are a result of purposeful decisions and not unpredictable circumstances.


It refers to the payment of claim or a policy benefit to the insured or his/her nominee by an insurance company in accordance with the terms and conditions of the insurance policy.

Surrender Value

The value paid by the insurer to the policy holder at the time of termination of the Insurance policy.

Health Insurance Riders


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