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Incidents of reckless driving and uncertain terrains have made every day travel risky. Road accidents often lead to death or permanent disability and insuring yourself against accidents is indeed a sensible option.
Buying a term insurance plan is an important decision that must be done carefully if you want to get the most out of it
It is perfectly legal to buy and hold more than one life insurance policy. Your beneficiary can rightfully claim from all the life insurance policies you hold in the unfortunate event of your death. Multiple policies offer an extra level of protection that a single plan might not necessarily provide you.
Mutual fund is a preferred investment tool today. However, there's been rising interest in a new financial product – ULIP. Here’s the difference between mutual fund and ULIP
Broadly speaking, there are only two types of life insurance policies – ones that offer only a death benefit (Term insurance) and others that offer death + maturity or investment benefit (e.g. Endowment Plans or Unit Liked Insurance Plans).
The idea of acquiring a life insurance policy without having to go through rigorous medical tests might seem ideal, but it’s important to read between the lines before you sign on one.
Did you think life insurance only provides financial support in case of an unfortunate event? Think again! Maturity benefits can save and grow your money too. Here’s how…
How a smoker ends up paying high insurance premium than a non-smoker. Have a look at how insurers evaluate their policyholders based on their condition.