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Broadly speaking, there are only two types of life insurance policies – ones that offer only a death benefit (Term insurance) and others that offer death + maturity or investment benefit (e.g. Endowment Plans or Unit Liked Insurance Plans).
Loan against insurance policies is a good option in case funds are required in an emergency situation and can be a better alternative to a personal loan or a credit card loan or asking friends/relatives for financial help. But are they always a good idea?
It is perfectly legal to buy and hold more than one life insurance policy. Your beneficiary can rightfully claim from all the life insurance policies you hold in the unfortunate event of your death. Multiple policies offer an extra level of protection that a single plan might not necessarily provide you.
Life insurance is another such thing, and the right time to learn about it- any time between when you start earning money to when you’re forced to stop.
Term insurance is preferred over other insurance plans because it provides a life cover for just as long as you need.
Mutual funds are one of the most common investment options today. Recently, however, there's been an upsurge in interest in another financial product—Unit-Linked Insurance Plans, better known as ULIPs. Here's how they are different.
Aegon’s Life new iTerm plan now offers upto 100 year’s coverage, so leave a legacy behind for your kids and grandkids for their safe future