If you have an outstanding debt, should you prioritise paying that off or use the funds at hand to invest to secure your future? While the answer may seem simple, it is not so. You may be conditioned to first repay your debt, but there is merit in continuing your loan, and giving preference to investments. This article explores various factors to consider when faced with such a dilemma. It highlights aspects such as tax benefits of loans, credit score, as well as loan interest vs expected returns. Furthermore, it talks about which loans you should choose to repay and how to invest to make your money work for you. Read on and make an informed decision.