A health insurance policy is a critical piece in the overall puzzle of a family’s personal finances. A claim free year does not mean that the money goes down the drain. These covers should be treated as pure risk covers where the return is peace of mind of having secured family’s financial position.
It is far better to cancel the policy that does not meet your needs than to be under an illusion of being insured and be at sea if and when an unfortunate event strikes. Here’s how policy holders can take control of their insurance policies.