Insurance isn’t something meant only for families or middle aged individuals, it’s equally important for the young, the old, the unmarried and absolutely anybody else who earns an income- even if nobody is depending on it!
Beyond getting the right coverage for you and your vehicle, it’s equally important you get the right insurer, one who processes claims in a timely manner, answers all your questions and does not inconvenience you as a car owner.
It is perfectly legal to buy and hold more than one life insurance policy. Your beneficiary can rightfully claim from all the life insurance policies you hold in the unfortunate event of your death. Multiple policies offer an extra level of protection that a single plan might not necessarily provide you.