The year 2020 was tough on everyone. Along with the health scare, it created a massive financial strain with businesses being shut and jobs being axed. If there is one thing that the pandemic taught us, it is the importance of being smart about money. Taking those learnings into 2021, this article throws light on how you can take charge of your finances and be prepared for everything that life throws at you. Let’s take a look at crucial financial best practices you should follow.