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Factors to consider before withdrawing your EPF savings for a home loan down payment

A home loan is your immediate need, while your PF balance is your retirement need. How to decide whether you should divert a part of your retirement benefits towards your current need of buying a house?

All you need to know about loan restructuring during COVID-19 pandemic

Loan restructuring is a facility provided to people who have been under temporary financial stress, to ensure that they can alter their repayment schedule without adversely affecting their credit score.

Payday loans: The next big thing in India’s consumer debt market?

A source of quick funds, this new debt form is very convenient but also comes with a number of downsides.

What you should know if your developer defaults on bank loan repayment?

Banks can repossess the flat you booked over builder’s default, but there are regulations that cover your back

How to maximise tax benefits under a joint home loan?

Households can save over Rs 7 lakh per annum from tax benefits awarded on joint home loans.

5 Buy-now-pay-later apps that make shopping easy and help you build credit

Why wait for payday when you can count on these buy-now-pay-later apps?

Know your EMI's in-and-out. Are you paying more than you should?

Our one-stop primer covers the basic facts about EMIs, ideal practices, and how to structure them irrespective of the kind of loan you’re availing.