Premium

Latest Articles

How to choose the right IPO for investment?

Did you know that the best 5 IPOs of 2021 gave returns of more than 100% each in less than a year? On the other hand, the worst 5 IPOs of 2021 gave negative returns of more than 10% each, with the worst IPO destroying 50% of investor wealth! In this article, we discuss the factors that you should consider while investing in an IPO.

Author: Gopal Gidwani

Date: 9/17/2021

Capital market boom: Should you invest in shares of stockbrokers, depositories, exchanges, AMCs?

Now that many people are investing in financial assets like mutual funds, direct equity, digital gold (SGBs), and REITs (real estate), India’s financialisation theme has well and truly picked up steam. Read on to find out how retail investors stand to benefit.

Author: Gopal Gidwani

Date: 9/15/2021

Outlook for gold considering the festive season ahead

Gold is a multi-purpose asset that can serve various functions in your portfolio. This article talks about the fundamental traits of the precious metal and factors that impact its value. Furthermore, the article analyses price drivers such as inflation, equity markets and currency pressure, among others, to understand trends for the coming years. You will also be able to get a glimpse of the different digital channels along with their pros and cons that you can use to make an informed decision about adding gold to your investment portfolio.

Author: Tomorrow Makers Editorial Team

Date: 9/7/2021

How NRIs can grow their wealth in India

The Indian growth story is attracting investments from many NRIs. Even during the pandemic India’s Foreign Direct Investment (FDI) grew by 10% in FY 2020-21 to touch a record $81.72 billion. Predominantly, the ease of doing business is attracting investors to India. This article throws light on the various investment options for NRIs in India. It gives in-depth information on investment tools such as term deposits, mutual funds, equities, National Pension Scheme (NPS) and real estate that can help NRIs create wealth.

Author: Amritesh Sinha

Date: 9/3/2021

Is it time to move from active funds to index funds in India?

Many investors often wonder whether they should invest in active or passive mutual funds. Did you know that as of 2020 end, more than 60% of the large-cap active funds underperformed the S&P BSE 100 Index over 1, 3, 5, and 10 year investment period? However, the performance of mid and small-cap funds was better as compared to the S&P BSE 400 MidSmallCap Index. In this article, we present the performance data of active funds in large, mid, and small cap categories as compared to the benchmark to help you investors make the right decision on whether you should invest in active or index funds.

Author: Gopal Gidwani

Date: 9/1/2021

How to look beyond the premium to assess the best term insurance plan for you?

Many people consider the premium as the deciding factor while buying a term insurance plan. While this is important, you should also consider product features, claim settlement ratio, and other parameters.

Author: Gopal Gidwani

Date: 8/26/2021

Multi-asset allocation: Choosing between balanced advantage funds and multi-asset allocation funds

Many people, based on their risk profile, are exposed to a single asset class. This article will explore why asset allocation across different asset classes (such as equity, debt, and gold) is important and how balanced advantage funds and multi-asset allocation funds can give you exposure to multiple asset classes in a single mutual fund scheme. We will also understand how there is no or low correlation between different asset classes and why asset allocation is the key to generating good portfolio returns.

Author: Gopal Gidwani

Date: 8/23/2021

Donate to COVID-related funds and receive potential tax benefits under section 80G & 80GGA

While the government and corporates are doing their bit in time of the current COVID-19 crisis, we as individuals too, need to play an active part in helping those around us. This article touches upon the aspect of Individual Social Responsibility (ISR) and how you can assist those around– in cash, kind or just your time. The article also helps visualise a framework you could use to create a long-term plan to support any future relief efforts. Your monetary assistance will not help everyone grow stronger together, you could also take advantage of tax breaks while donating to a host of charitable trusts and relief funds mentioned in the piece.

Author: Amritesh Sinha

Date: 8/19/2021