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Have you been budgeting but not getting any results? it’s time to relook at the methods

Picture this. Your salary gets credited at the beginning of the month. You go about spending merrily, and by mid-month you realise you’re broke and wonder where it all went. If you have experienced this, and that too frequently, you need to seriously consider budgeting to be in control of your expenses. In this article, we will discuss the concept of budgeting, why you need it, how to go about it, and the various methods of budgeting.

Author: Gopal Gidwani

Date: 6/7/2021

How to create a solid financial cushion for your child’s future?

Did you know that about 65% of Indian parents spend at least half their yearly income on just their child’s education? Once you factor in other expenses such as medical care, household expenses, clothes, etc. it becomes evident that financial prudence and long-term planning is imperative. This article serves as a guide for young and expectant parents on how to restructure their finances, draw up an action plan best suited to their needs, and use resources efficiently, among other things

Author: Manan Vyas

Date: 5/31/2021

Ditch the ‘milestone mentality’ to grow your wealth

The COVID-19 pandemic is rewriting people’s approach to investment. From a milestone mentality, they are now shifting to a more agile tactic to enable wealth creation. This article throws light on how investing as early as possible has evolved into investing in new-age asset classes. Also, rather than focus on earning more from their core job, people are now looking at making money from a side hustle.

Author: Ankit Agarwal

Date: 5/28/2021

Over 40? See how to pick a health insurance policy that suits you the best

The Covid-19 pandemic has highlighted the critical need for health insurance across all age groups. Not having the right health insurance can deplete you of your life savings very quickly. This in-depth article throws light on the imperative need for health insurance, especially if you are on the other side of 40. It guides you to conduct your research basis key aspects, tells you the approximate coverage you need with examples, and helps pick a policy that provides the best possible coverage to you and your loved ones.

Author: Bharat Prajapati

Date: 5/25/2021

Is investment in art a good addition to your portfolio?

Find the world of art enthralling and intimidating at the same time? This article demystifies the myth that investing in art is only for the affluent. It breaks down the ‘art of investing in art’ and introduces you to the various offline and online platforms to help you start your acquisitions. It also tells you the benefits of investing in art and offers tips for buying the right pieces so that you can get the maximum return on your investment.

Author: Amritesh Sinha

Date: 5/20/2021

Is it smart to convert your investments into cash or take a loan?

Are you confused whether to fund an asset such as a car or house with your investments or to take a loan? There are a host of factors to consider when deciding between the two. Your age, financial goals, nature of investments, interest rate, and EMI serviceability are some of the things addressed in this article. It also brings focus on a few simulated scenarios to make the dilemma relatable and help you with your decision-making.

Author: Manan Vyas

Date: 5/17/2021

Diversify your equity portfolio by investing in stocks overseas

Looking to tap into opportunities across global equity markets? Why not invest in conglomerates such as Facebook, Google, Tesla, Walmart, or Amazon, among many others? This article throws light on how you can use Indian and international broking houses for international portfolio diversification and what kind of stocks you should consider buying. It also discusses the regulations and tax implications of investing under the RBI’s Liberalised Remittance Scheme (LRS).

Author: Amritesh Sinha

Date: 5/6/2021

Do not ignore the elephant in the room if you've gotten married recently

Marriage is a life-altering milestone, which affects everything from eating habits to financial decisions. It’s essential to discuss finances and ensure that your partner’s vision for the future matches your own. This article will shed light on some useful tips that can help married couples plan and align their financial future from the get-go.

Author: Pankaj Batra

Date: 4/26/2021