To ensure smooth and timely transfer of funds via banking channels, one needs to be aware of various holidays and non-working days that may affect financial transactions.
Banks in India remain shut on the second and fourth Saturday of every month and on all Sundays. Additionally, RBI has a list of public and state-specific holidays during which banks are not operational.
Bank holidays in India are classified as National Holidays or State/Central government holidays. Republic Day, Independence Day, and Gandhi Jayanti are the only three National holidays; all other holidays are state-specific.
Here is a list of bank holidays in 2021 as outlined by the RBI.:
| Date | Day | Holiday | States |
|---|---|---|---|
| 1st January 2021 | Wednesday | New Year's Day | Meghalaya, Mizoram, Manipur, Sikkim, Tamil Nadu |
| 2nd January 2021 | Thursday | New Year Holiday | Mizoram |
| 12th January 2021 | Tuesday | Swami Vivekananda Jayanti | Gujarat, Karnataka, Assam, Telangana, Andhra Pradesh, Tamil Nadu |
| 14th January 2021 | Thursday | Makar Sankranti/Pongal/Magh Bihu | Manipur |
| 15th January 2021 | Wednesday | Thiruvalluvar Day | Tamil Nadu |
| 16th January 2021 | Thursday | Uzhavar Thirunal | Tamil Nadu |
| 20th January 2021 | Wednesday | Guru Gobind Singh Ji Jayanti | Punjab |
| 23rd January 2021 | Saturday | Netaji Subhas Chandra Bose Jayanti | Tripura, West Bengal |
| 25th January 2021 | Monday | Imoinu Iratpa | Manipur |
| 26th January 2021 | Tuesday | Republic Day/ Gaan-Ngai | National Holiday/Manipur |
| 28th January 2021 | Thursday | Thaipoosam Festival | Tamil Nadu |
| 12th February 2021 | Friday | Sonam Losar | Sikkim |
| 15th February 2021 | Monday | Lui-Ngai-Ni | Manipur |
| 16th February 2021 | Tuesday | Saraswati Puja / Basant Panchami | Tripura, Odisha, West Bengal |
| 19th February 2021 | Friday | Chhatrapati Shivaji Maharaj Jayanti | Maharashtra |
| 20th February 2021 | Saturday | State Day | Mizoram |
| 26th February 2021 | Friday | Hazrat Ali Jayanti | Uttar Pradesh |
| 5th March 2021 | Friday | Chapchar Kut | Mizoram |
| 11th March 2021 | Thursday | Maha Shivratri | National except for Tripura, Mizoram, Assam, Sikkim, Manipur, West Bengal, New Delhi, Goa, Bihar, Meghalaya, Tamil Nadu |
| 22nd March 2021 | Monday | Bihar Diwas | Bihar |
| 29th March 2021 | Monday | Holi (second day)/td> | National except for Tripura, West Bengal, Karnataka, Tamil Nadu, Assam, Telangana, Jammu, Kerala, Kashmir |
| 30th March 2021 | Tuesday | Holi | Bihar |
| 01st April 2021 | Wednesday | Annual closing of banks | National Bank Holiday |
| 5th April 2021 | Monday | Babu Jagjivan Ram Jayanti | Telangana, Andhra Pradesh |
| 13th April 2021 | Tuesday | Gudi Padwa / Ugadi/ Telugu New Year | Maharashtra, Karnataka, Tamil Nadu, Telangana, Andhra Pradesh, Manipur, Jammu, Kashmir, Goa |
| 14th April 2021 | Wednesday | Ambedkar Jayanti/ Tamil New Year/ Biju/ Bohag Biju | National except for Tripura, Nagaland, Meghalaya, Manipur, Lakshadweep, Daman and Diu, Chhattisgarh, Andaman and Nicobar Islands, Puducherry, Dadra and Nagar Haveli, Arunachal Pradesh, Mizoram, Delhi, Assam and Madhya Pradesh |
| 15th April 2021 | Wednesday | Bengali New Year/Bohag Bihu/Himachal DaySarhal | Himachal Pradesh, Tripura, Assam, West Bengal, Jharkhand |
| 16th April 2021 | Thursday | Bohag Bihu | Assam |
| 21st April 2021 | Wednesday | Ram Navami/ Garia Puja | National except for West Bengal, Tripura, Assam, Goa, Jammu and Kashmir, Jharkhand, Karnataka, Kerala, Lakshadweep, Manipur, Meghalaya, Nagaland, Tripura, Arunachal Pradesh, Mizoram, Puducherry, Tamil Nadu, |
| 01st May 2021 | Saturday | Maharashtra Day/Labour Day | Maharashtra, Karnataka, Tamil Nadu, Assam, Telangana, Manipur, Kerala, West Bengal, Goa, Bihar |
| 07th May 2021 | Friday | Jummat-ul-Vida | |
| 13th May 2021 | Thursday | Eid-ul-Fitr | Jammu and Kashmir, Maharashtra, Kerala, Tamil Nadu |
| 14th May 2021 | Friday | Maharshi Parshuram Jayanti/ Eid-ul-Fitr/ Akshaya Tritiya | National except for Jammu and Kashmir, Maharashtra, Kerala, Tamil Nadu |
| 26th May 2021 | Wednesday | Buddha Purnima | West Bengal, Uttar Pradesh, Uttarakhand, Tripura, Mizoram, Madhya Pradesh, Maharashtra, Jammu and Kashmir, Jharkhand, Haryana, Himachal Pradesh, Delhi, Chhattisgarh, Arunachal Pradesh, Andaman and Nicobar Islands |
| 15th June 2021 | Saturday | Y.M.A. Day/Raja Sankranti | Mizoram/Odisha |
| 25th June 2021 | Friday | Guru Hargobind Ji's Birthday | Jammu and Kashmir |
| 30th June 2021 | Wednesday | Remna Ni | Mizoram |
| 12th July 2021 | Monday | Ratha Yatra/ Kang | Odisha/ Manipur |
| 13th July 2021 | Tuesday | Bhanu Jayanti | Sikkim |
| 14th July 2021 | Wednesday | Drukpa Tshechi | Sikkim |
| 16th July 2021 | Friday | Harela | Uttarakhand |
| 17th July 2021 | Saturday | Kharchi Puja/ U Tirot Singh Jayanti | Tripura/ Meghalaya |
| 19th July 2021 | Monday | Guru Rimpoche’s Thungkar Tshechu | Sikkim |
| 20th July 2021 | Tuesday | Eid-ul-Adha | Jammu, Kashmir, Kerala, Tamil Nadu |
| 21st July 2021 | Wednesday | Eid-ul-Adha | National except Mizoram, Odisha, Sikkim, Kerala, Tamil Nadu |
| 31st July 2021 | Tuesday | Ker Puja | Tripura |
| 13th August 2021 | Friday | Patriot's Day | Manipur |
| 16th August 2021 | Monday | Parsi New Year | Maharashtra |
| 19th August 2021 | Thursday | Muharram | National except for Odisha, Uttarakhand, Himachal Pradesh, Arunachal Pradesh, Goa, Assam, Manipur, Meghalaya, Mizoram, Sikkim, Punjab, Daman and Diu, Kerala, Nagaland, Karnataka, Tamil Nadu, Puducherry, Tripura |
| 20th August 2021 | Friday | Muharram/ Onam | Karnataka, Tamil Nadu, Kerala |
| 21st August 2021 | Saturday | Thiruvonam | Kerela |
| 23rd August 2021 | Monday | Sree Narayana Guru Jayanthi | Kerala |
| 30th August 2021 | Monday | Janmashtami | National except for West Bengal, Puducherry, Madhya Pradesh, Delhi, Mizoram, Manipur, Maharashtra, Lakshadweep, Kerala, Karnataka, Goa, Assam, Arunachal Pradesh, Dadra and Nagar Haveli, Meghalaya |
| 31st August 2021 | Tuesday | Shri Krishna Ashthami | Telangana, Andhra Pradesh |
| 8th September 2021 | Wednesday | Tithi of Srimanta Sankardeva | Assam |
| 9th September 2021 | Thursday | Teej (Haritalika) | Sikkim |
| 10th September 2021 | Friday | Ganesh Chaturthi | Puducherry, Odisha, Maharashtra, Karnataka, Dadra and Nagar Haveli, Daman and Diu, Telangana, Gujarat, Goa, Andhra Pradesh, Tamil Nadu |
| 11th September 2021 | Saturday | Ganesh Chaturthi(second day) | Goa |
| 17th September 2021 | Friday | Karma Puja | Jharkhand |
| 20th September 2021 | Monday | Indra Jatra | Sikkim |
| 21st September 2021 | Tuesday | Sree Narayana Guru Jayanti | Kerela |
| 1st October 2021 | Friday | Half Yearly Bank's Account Closing | Sikkim |
| 02nd October 2021 | Saturday | Mahatma Gandhi Jayanti | Pan India |
| 6th October 2021 | Wednesday | Mahalaya Amavasya | West Bengal, Tripura, Karnataka |
| 7th October 2021 | Thursday | Mera Chaoren Houba of Lainingthou Sanamahi | Tripura, West Bengal, Meghalaya |
| 12th October 2021 | Tuesday | Maha Saptami | West Bengal, Tripura |
| 13th October 2021 | Wednesday | Maha Ashtami | West Bengal, Sikkim, Bihar, Jharkhand, Odisha, Manipur, Tripura, Assam |
| 14th October 2021 | Thursday | Maha Ashtami | West Bengal, Uttar Pradesh, Tripura, Tamil Nadu, Sikkim, Puducherry, Odisha, Nagaland, Meghalaya, Kerala, Karnataka, Jharkhand, Bihar, Assam |
| 15th October 2021 | Friday | Vijaya Dashami | National except for Manipur, Himachal Pradesh |
| 16th October 2021 | Saturday | Durga Puja (Dasain) | Sikkim |
| 18th October 2021 | Monday | Kati Bihu | Assam |
| 19th October 2021 | Tuesday | Eid-e-Milad | National except for Gujarat, Madhya Pradesh, Maharashtra, Tamil Nadu, Uttarakhand, Andhra Pradesh, Telangana, Jammu, Kashmir, Uttar Pradesh, Kerala, Delhi, Chhattisgarh, Jharkhand |
| 20th October 2021 | Wednesday | Maharishi Valmiki Jayanti/ Eid-e-Milad/ Lakshmi Puja | Tripura, Punjab, West Bengal, Karnataka, Haryana, Himachal Pradesh |
| 22nd October 2021 | Friday | Friday following Eid-e-Milad | Jammu and Kashmir |
| 26th October 2021 | Saturday | Accession Day | Jammu and Kashmir |
| 1st November 2021 | Monday | Kannada Rajyotsava/ Kut | Karnataka, Manipur |
| 3rd November 2021 | Wednesday | Naraka Chaturdashi | Karnataka |
| 4th November 2021 | Thursday | Diwali /Laxmi Puja/Bhaidooj | National except Karnataka |
| 5th November 2021 | Friday | Diwali/ Vikram Samvant New Year Day/Govardhan Pooja | Gujarat, Maharashtra, Karnataka, Uttarakhand, Sikkim, Rajasthan, Uttar Pradesh |
| 6th November 2021 | Saturday | Bhai Dooj/ Chitragupt Jayanti/Lakshmi Puja/Deepavali/Ningol Chakkouba | Manipur, Uttar Pradesh, Himachal Pradesh, Sikkim |
| 10th November 2021 | Wednesday | Chhath Puja | Bihar, Jharkhand |
| 11th November 2021 | Thursday | Chhath Puja | Bihar |
| 12th November 2021 | Friday | Wangla Festival | Meghalaya |
| 19th November 2021 | Friday | Guru Nanak Jayanti/Kartika Purnima/Rahasa Purnima | National except for Odisha, Mizoram, Gujarat, Assam, Meghalaya, Andhra Pradesh, Tamil Nadu, Sikkim, Manipur, Kerala, Karnataka, Goa, Tripura, Puducherry, Daman and Diu, Bihar |
| 22nd November 2021 | Monday | Kanakadasa Jayanti | Karnataka |
| 23rd November 2021 | Tuesday | Seng Kut Snem | Meghalaya |
| 03rd December 2021 | Thursday | Feast of St. Francis Xavier | Goa |
| 18th December 2021 | Saturday/td> | Death Anniversary of U SoSo Tham | Meghalaya |
| 24th December 2021 | Friday | Christmas Eve | Mizoram, Meghalaya |
| 25th December 2021 | Friday | Christmas Day | National Holiday except Karnataka, Odisha |
| 27th December 2021 | Monday | Christmas Celebration | Mizoram |
| 30th December 2021 | Thursday | U Kiang Nangbah | Meghalaya |
| 31st December 2021 | Friday | New Year's Eve | Mizoram |
